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Spectra Funding, Mortgage Banking at its Best!

Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate orget a new home mortgage,  our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if you can afford a new home now that prices have reached a more affordable level?  Confused by all the loan programs from which to choose? Let one of our professional Loan Officers help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

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Mortgage News Daily

MORTGAGE RATES: Best Lock/Float Advice I Can Offer - 1 day ago

USDA Rural Housing Bill Passes; Low-Income Rental Legislation Advances - 1 day ago

MBS Lower and Wider. Reprices Reported. Buyers Lurking - 1 day ago

Evolving Loan Officer Agreements: Mandatory Reserves and Good File Delivery - 1 day ago

Rapid Refinance Program: Don't Bet On It - 1 day ago

The Day Ahead: Q2 GDP, Consumer Sentiment, Stocks Testing Support - 1 day ago

Treasury Auctions Done. Bonds Cautiously Resilient as Stocks Repeat History - 2 days ago

Fannie Mae Preps Investors for Reform. Book of Business Reflects Tight Credit Conditions - 2 days ago

Are HECM Regulators Acting Unethically Toward the Reverse Mortgage Program? - 2 days ago

Final Ruling Issued on SAFE Act; Underwriting Guideline Overlays, Adverse Market Fees and Steep LLPAs; CMBS Sales; California State of Emergency;  - 2 days ago